Claims
The League of Minnesota Cities Insurance Trust (LMCIT) has a team of property/casualty claim adjusters located at the LMCIT office in St. Paul, as well as branch locations throughout the state including Virginia, Moorhead, Willmar, Mankato, Rochester, and Brainerd. Workers’ Compensation claim examiners are located in St. Paul. LMCIT also has a special claims unit to handle more complicated claims such as police, land use, and employment claims.
LMCIT has a comprehensive and streamlined process for handling claims. The hallmark of this process is communication with each city about claim status and results. With each file, LMCIT claim staff consults with the member on important decisions affecting that claim, and informs the member of the reasoning behind claims decisions. In cities where multiple claims exist, our claims management staff will take a consultative approach. They will visit city offices and provide a comprehensive claims overview with city staff.
Click the links at left to obtain claim forms and read more about how you can submit claims to LMCIT.
Claims Resources
- View Consent to Settle Provisions of LMCIT Liability Coverage (pdf)
- View Evolution of a Workers' Compensation Claim (pdf)
- View Guide to the Successful Handling of an Employee’s Work-Related Injury (pdf)
- View Tools for Managing Workers’ Compensation Claims (pdf)
- View When LMCIT Denies a Liability Claim (pdf)
Risk Management Information
Visit the Resource Library to obtain a wide range of information on issues related to risk management, coverage, and more. Use the link below to easily browse all Risk Management memos.
View a list of Risk Management Memos in the Resource Library
Your LMC Resource
Claims staff are at the ready to assist members with questions on filing a claim, the status of a claim and more.
Connect with Claims staff
(choose "Claims," "PC Claims," or "WC Claims" under "Department")
Workers' Compensation
LMCIT's primary goal for the Workers' Compensation program is to keep rates as stable as possible and to avoid sudden increases in costs for cities.
Read more about Workers' Compensation coverages
Property/Casualty Program
The Property/Casualty program provides liability, property and auto coverage. This program continuously is monitored and expanded to meet cities risk management needs.